Indian Airport Lounge Access Credit Cards : Enjoy A Five-Star Meal

Airport Lounge Access Credit Cards – Many of us don’t know about this, but this facility has actually been around for decades. The main reason for this is that most Indians either didn’t have credit cards until recently or didn’t travel by air. But Let’s tell you, people have been enjoying the benefits of this facility for many years.

Benefits of Cards – Airport Lounge Access Credit Cards

In reality, this is just one of many benefits available to select credit and debit cardholders.

When we use these credit or debit cards, we are informed about many things, such as how many reward points we will get per purchase, access to international or domestic airport lounges, access to railway lounges, reimbursement of incidental charges at petrol stations, etc.

But until recently, most people either didn’t have such cards or didn’t travel by airplane, so how do they find out about such facilities?

Why Card Companies Give Benefits?

You see, when you regularly use and pay with your card, companies benefit greatly, and only a few, perhaps two or three percent of all customers, actually avail themselves of such benefits, sometimes. And companies also get hefty discounts on lounge service charges, so companies don’t incur any significant losses with such payments. In fact, when customers praise the lounge service upon departure, they inadvertently encourage many more people to use their cards. That means more customers and more benefits.

However, keep in mind that on different types of cards, access to this lounge facility is available only once or twice per quarter. And if you don’t use it, it cannot be carried over to the next quarter. In this way, the number of people using this facility decreases.

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Worth of Airport Lounge Access Credit Cards

Now, as for the benefits to the companies operating lounges, they charge ordinary people ₹750 or similar amounts for lounge access, who don’t have any cards. They only charge symbolic payments of two rupees to eligible cardholders because their payment is made by their card companies such as Mastercard or Visa.

Even if the food and drinks in the lounge seem expensive to you based on the place, it only costs them about two or three hundred per person. So, if credit card companies charge them four or five hundred rupees, they still benefit in any case. And if a few thousand out of their twenty to thirty lakh customers dine in these lounges in India and abroad, companies still only spend a few lakhs per month, which is quite low compared to their advertising budget.

So, it’s a win-win situation for everyone involved.

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Conclusion

So, now, when you get a new credit or debit card, ask your bank/company if you’ll get lounge access in India or abroad and how many times per year. After that, you too can enjoy it.

Recently, such lounges are opening in some major cities of India’s railways as well. Moving forward, some new credit cards may also come in handy in these lounges.